Happy Thanksgiving! After a day spent with family eating good food and sharing a few laughs, I’m exhausted. I hope everyone had a lovely time with their families. Being around family and friends during the holidays always keeps me grounded in what’s important. It’s easy to get caught up in other things throughout the year but when the holidays roll around you realize what matters the most.
One of the things that you can get caught up in (and can cause a lot of fights, apparently) is establishing and sticking to a reasonable and responsible budget. For years I was stuck in an endless cycle of spending too much and scrambling to pay it off. It wasn’t fun, and a lot of times I had no idea what I was really using most of my finances for. There were one too many months where I reached the end of the month and thought to myself, where did I spend all of this money? I definitely wasn’t spending my money smartly, and it felt horrible.
Thankfully, I put my butt into gear and came up with a budget that worked for me and my family. I put it off year after year but finally decided that enough was enough! By charting out our needs for the month, we were able to have everything we need, save a little and even have some fun! There are so many ways to save money and you would be surprised at the bonuses and deals you can get. There are so many programs out there that can help you track and plan a budget. I think the best part of all though, is the financial peace of mind it brings you. Being stressed out about money isn’t fun. Why ruin your mood with those worries when establishing a financial plan is so easy?
With all the energy surrounding black friday sales, I was really excited to hear about Capital One’s Black Friday Sale. A credit card company having a black friday sale? Yes, you heard correctly! This holiday, to encourage consumers to stay on track with their finances, Capital One 360 is decking the halls with deals you can bank on, including new account bonuses, referral bonuses and closing cost credits. You can save even more this year by taking advantage of these money saving products. I found this really encouraging because saving during this time of the year can be hard, and finding great deals can send you off in the right direction.
Even better yet, you can give your friends and family the gift of financial peace of mind by encouraging them to take advantage of the deals from Capital One 360 and refer them to the sale. If they sign up, you may be eligible for a $40 referral bonus. It’s a win-win situation! Check it out, find out if any of their products can benefit you, and say hello to financial peace in your life. You won’t regret it!
Q: Do you have any tips for financial peace of mind?
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.